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Get the support you need to resolve your divorce

Divorces are not always negative. In fact, some divorces go smoothly with both people being happy to end their marriage. Whether you're involved in a divorce like this or one that is more contentious, you need to know that you have someone on your side.

That's your attorney's job. Your attorney has experience with divorces and what you need to do to make them go as smoothly as possible. For example, at your first consultation, your attorney can talk to you about your assets, the documents you need and what to expect as your divorce moves forward.

What shouldn't you say when buying a home?

If you're planning to buy a new home, there are things you should and should not do. Among the most important things to remember are the words that should never come out of your mouth. Simple things, like insulting the homeowner, can come back to haunt you as you negotiate for the property.

If you plan to buy a property, your primary goal should be to be on good terms with the homeowner and their agent. Some people have been able to purchase homes well under the appraised value by making a good impression and stating how valuable the home is to their future. Others have received support from the sellers and extras as a result of having good communication and positive interactions.

Learn more about these estate planning myths

There are always going to be myths about estate planning because people like to talk about their own situations and what will happen to them. What's important to remember is that not everyone is the same, and not all laws that apply to another person will apply to you. Someone could spread a myth accidentally by misinterpreting the reasoning behind certain arrangements, but that myth could potentially go on to adversely affect multiple people.

One of the most significant myths is that estate planning is only for wealthy individuals. That's not true at all. In fact, everyone can benefit from estate planning. Your estate plan contains your will, guardianship documents for your children and other important information that must be accessible to others when you die.

Can bankruptcy relieve your student loans?

In the 21st century, student loans are a hot topic. In what Forbes magazine calls a crisis, 44 million American borrowers are in debt to the tune of $1.5 trillion. This is the highest amount of student loan debt in history, with the average borrower owing $28,650.

While student-loan forgiveness plans do exist – many involve working a number of years in jobs benefiting the community – they are often difficult to qualify for, and recently they have been in political peril. What’s far more common is young adults struggling to keep up with their student loan payments. If you can’t find your way out of student-loan debt, bankruptcy may be an option for you.

Successful divorce mediation

Mediation is one of the most common methods for dissolving a marriage because it’s cost effective, expeditious and compassionate. Both spouses retain direct control over the format, agenda and outcome of the mediation process. The mediator serves as an impartial facilitator, so the couple can forge an acceptable and often mutually beneficial agreement.

Selecting a mediator

Do you know your parenting style?

You and your spouse may not have the same parenting style, and that's something you may want to be concerned with if you're going through a divorce. Both parents should do their best to agree on a single parenting style, rules for punishments or rewards and other factors involving raising their children. If they don't, then there is a greater likelihood of having a conflict (or multiple conflicts) as the child grows.

Parenting styles generally fall into four categories. These four styles are called:

  • Authoritarian
  • Permissive
  • Uninvolved
  • Authoritative

A victim of fraud? Civil litigation can help

When you are frustrated with the actions of your real estate agent and believe that they've intentionally led you astray to get you to purchase a property, you may be interested in filing a civil lawsuit. A civil lawsuit allows you to seek compensation for your losses or to seek other help from the court.

In a civil lawsuit, the jury looks at the evidence provided to decide if the defendant should be held responsible for damages that were alleged by the plaintiff. When you go to trial, the plaintiff, you in this case, get to make your case against the defendant and seek a judgment against the defendant. The trial is also the time when the defendant gets to refute your claims and provide evidence against any claims you make.

Real estate matters in divorce: Home for your kids

Real estate can become a contentious issue in divorce, especially if the home is your family home. You may argue that you want to keep your children in the home, but your spouse might argue that selling your property is more beneficial to everyone involved.

There isn't always an easy answer when it comes to deciding on what to do with the marital home, but if your children are involved, there are some things to consider before you sell.

Should your child get a say in custody arrangements?

You and your ex-spouse are happy to listen to what your child has to say, but you want to make sure that the custody arrangements you have in place are what's best for them. By law, you, as parents, have the most control over custody arrangements if you and your ex create a parenting plan and custody schedule together.

However, it usually is in the best interests of the relationship you have with your child to at least listen to their preferences. For instance, if your child is a teen and wants to live with the parent of the same gender the majority of the time, this could come down to comfort during puberty or other related issues. That's something to consider before deciding on a plan.

First-time estate planning: Here's what you should know

Estate plans are essential for all Americans, whether you have many assets to protect or not. Estate plans contain a number of important pieces of information that your loved ones need as they deal with your estate following your death or during your disability.

Some of the pieces of information included in an estate plan include:

  • Instructions for your care if you are disabled
  • Instructions on passing your valuables on to your beneficiaries
  • Documentation for the transfer of your business
  • Guardian and inheritance manager information

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