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Flexibility is a good tip for a faster divorce

January is almost here and with it comes a wave of new divorces. Many people think of the New Year as a time to reflect on their past and to move forward with the goals they have for the next year. For some, that goal is going to be to move on independently without a spouse.

Did you know that almost 90% of people marry before they turn 50? This is because healthy marriages are actually good for people's psychological health. However, unhappy marriages are just the opposite, so there's no question that some people simply shouldn't be together.

Pasco among top 10 cities for low cost of living in 2019

When you're going to buy or sell a home, one of the things you'll want to know is how your area is appraised. The home prices in your area play a major role in determining how much you will sell a home for or how much you'll need to spend to move in.

One thing you can do to know how much a home is worth is start looking into the local economy. Ideally, you'll live in a city with a high salary and low cost of living.

The psychological impact of divorce is a legitimate concern

A divorce, on paper, is nothing more than a legal document that ends your marriage. It separates your assets and your responsibility to one another.

It's not the legal aspects of divorce that cause the majority of problems in a divorce case, though. It tends to be the emotional and psychological impact of the divorce that makes the biggest difference to the couple going through it.

Do you understand the means test for Chapter 7 bankruptcy?

Anyone can get in over their heads financially, but not everyone can qualify for Chapter 7 bankruptcy to regain control of their finances. Chapter 7 bankruptcy, also known as liquidation bankruptcy, is the most aggressive kind of bankruptcy available to individuals struggling with personal debt. Unlike Chapter 13 bankruptcy, which requires a repayment plan that lasts for multiple years, Chapter 7 proceedings result in immediate discharge, provided that the courts approve your filing.

Given the speedy discharge and lack of repayment obligations, it might be possible for individuals to abuse the bankruptcy system by accruing substantial debt that they could theoretically repay and then filing for Chapter 7 bankruptcy to avoid paying off their credit cards and other financial obligations.

Consider gifting your assets to help your estate

As you grow older and collect more assets, you may feel it's time to start setting up an estate plan and to choose your beneficiaries. If you have beneficiaries in mind, then it's a good time to talk about how you'd like to pass on those assets.

There are a few ways that you can pass assets on to others. These include:

  • Gifting the assets to the individuals while you're still living
  • Setting aside the assets in trusts
  • Willing assets to your beneficiaries following your death

What are the benefits of moving to Pasco, Washington?

Did you know that Pasco is one of the cities in the United States with the fastest growth? Between 2010 and 2018, Pasco grew by 18.1%. In 2010, there were only 59,781 people in Pasco, according to the U.S. Census. In 2018, that number rose to 70,607.

If you live in Pasco now, you know that this southeastern city is on the Columbia River and has much to offer. It used to be a key transport center and has direct access to Interstate 182. People who love farming enjoy it there, because apples, potatoes and wheat are all grown in the region. With ConAgra Foods, Lockheed Martin and Amazon all based in Pasco, there are jobs to be found.

What do you do if you think your child may go missing?

For some parents, sharing custody is a complete nightmare. They may face threats from the other parent of having their children withheld from them. The other parent may not return them on time or may make plans without talking them through.

You need to know that you have a right to speak up and reach out to the court if you are concerned about the welfare of your children. You have rights as a parent with visitation or custody of your children, and the other parent should not be violating those rights.

Consider hiring an attorney if you're selling your home

If you plan to sell your home, you may be looking into which realtor you want to work with. Another thing that you should be doing is deciding which attorney you want on your side. While many people don't think about needing an attorney for selling a house, the truth is that an attorney can do a lot to protect your interests.

In typical purchases, sellers enter into a brokerage contract with a real estate agent. While there are contracts involved throughout the buying and selling process, having an attorney on your side is the only way to make sure you're doing all you can to protect your own interests. An attorney can help you avoid contracts with vague or unclear terms, protecting you against having to pay brokerage fees when your property doesn't sell, for example.

Set up advanced directives to assert your wishes

Out of all the items you want to have in your estate plan, one of the most important is your health care directive. An advance directive, also known as a health care directive, is a written document that tells others your health care wishes if you are unable to communicate those wishes yourself.

Having a health care directive is important because it takes the guesswork out of knowing what you would want to see happen in certain situations. For example, you may state that you don't want to be given life-extending treatments if you are suffering from a terminal illness. Your directive can state the kinds of treatment that you want to be given as well.

Mediation could help you resolve your dispute

If you're going through a dispute, one option is to try mediation. Whether you're divorcing, having a dispute about child custody or are arguing over different factors, mediation could help.

Mediation involves a third-party mediator. It's a nonbinding process that helps you and the other party involved in a dispute come to a resolution that you can both agree on.

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